Senior Citizen Health Insurance

The Senior Citizen Health Insurance policy is a very useful tool for the coverage of Senior Citizen persons.  As per today scenario, the medical treatment cost for the senior citizen is too higher as compared to the younger person & not affordable for the common person.  Health insurance for senior citizen policy gives the best solution for them regarding all hospitalization expense, all day care treatments, health check-ups, reset feature.  Most of the company’s offers with or without medical test policy & pre Existing disease will also cover in one / two year depends on company to company.

Senior Citizen Health Insurance

As per the current scenario of the market several plans available for the best senior citizen health insurance, some are as follows with highlighted features:-

Star Health & Allied Insurance Co. Ltd – Red Carpet Plan- Mediclaim Insurance

Senior Citizen

Age of Entry: 60 years to 75 Years.

No Pre Medical Checkup

No Medical test required.

Individual policy only

No Floater policy.

1 year waiting for Pre Existing disease.

Operation related need waiting period is 2 year. Details as follow:-

(Stone, Cataract, Hernia, Rasoli, Piles, Guinee related issue, Joint replacement etc)

Co-Payment

 New disease covered after 30 days but having co-payment is 30%      

Existing disease covered after 1 year but having co-payment is 50%   

Disease wise capping also & Room Rent limit 1% & max 6000/-

Religare Health Insurance Co. Ltd- Care Freedom- Mediclaim Insurance

Age of Entry: 45 years to 99 Years.

No Pre Medical Checkup / No Medical test required.

Individual & Floater policy both options are available.

Pre Existing disease waiting: 2 years.

Operation related need waiting: 2 year

(Stone, Cataract, Hernia, Rasoli, Piles, Guinee related issue, Joint replacement etc)

Co-Payment

 New disease covered after 30 days but having co-payment is 20%     

Existing disease covered after 2 years but having co-payment is 20%   

Disease wise capping also & Room Rent limit 1% & Single Pvt. a.c. Room

Religare Health Insurance Co. Ltd- Care Senior- mediclaim policy

Senior Citizen Health Insurance

Age of Entry: 61 years to 99 Years.

No Pre Medical Checkup / No Medical test required.

Individual & Floater policy both options are available.

Pre Existing disease waiting: 4 years.

Operation related need waiting: 2 year

(Stone, Cataract, Hernia, Rasoli, Piles, Guinee related issue, Joint replacement etc)

Co-Payment:-

New disease covered after 30 days but having co-payment is 20%

Existing disease covered after 4 years but having co-payment is 20%

Disease wise capping also & Room Rent limit 1% & Single Pvt. Ac room

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